Reliable Experienced Provider

Buy A Home With Confidence

Committed to serve and help our clients fulfill their dream of home ownership. We also provide above and beyond experience for our investors and commercial or land purchasers.

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About Our Company

We Are Fully Dedicated To Support You

We provide financing solutions for residential properties, commercial ventures, and investment opportunities.

Our Mission
Our Vision

Our mission is to provide accessible and reliable loan origination services across nearly every state, empowering individuals and businesses to achieve their financial goals with confidence.

Integrity First
Excellence in Service
Client Commitment

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Our vision is to empower clients with transparent, personalized loan solutions, guiding them every step of the way. As a wholesale brokerage, we offer diverse lending options and prioritize acting in our clients' best interests. Through clear communication and education, we aim to simplify the loan process and ensure informed decisions, without obligation.

Transparency in Every Step
Client-Centered Solutions
Education Without Obligation

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Mon-Fri (9am - 6pm) Sat-Sun (10am - 2pm)

Call Now (469) 400-9493

150 Bent Oak Dr Pottsboro, Texas 75076

What We Offer

Our Core Service

Ready to Buy Your First Home or Next Home?

Do I Qualify?

To ensure a smooth mortgage approval process, we work closely with our clients to understand their unique financial situation. By considering their individual needs and goals, we tailor customized loan solutions that provide the best possible terms. Whether it's a conventional mortgage or a specialized option like VA or FHA loans, we take a personalized approach to help secure financing that aligns with each client’s circumstances.

Simplified Financing Options
Stress-Free Loan Process
Guidance with Pre-Approval
Tailored Loan Solutions

Full & Secure Online Mortgage Loan Application

Documentation Needed for All Borrowers Includes:

Social Security Number
Contact & Employment Information
Best Estimates of Income, Assets, & Liabilities

Click Apply Now to begin your loan application. As you complete the application, please use your best estimate if documentation is not available.

After you have finished we will contact you to:

Guide you through the loan process
Complete your loan application package
Help you select the best program and interest rate

Ready to Refinance?

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.

Lower Your Interest Rate
Reduce Monthly Payments
Adjust Mortgage Term
Access Home Equity Cash

Why a Reverse Mortgage?

The Lowdown on Reverse Mortgage Loans…

A reverse mortgage pays off your existing mortgage, should you have one, by allowing you access to the home equity you’ve worked so hard to build. Any money left after paying off your existing mortgage is available to use as you see fit.

Access Your Home Equity
Pay Off Existing Mortgage
Use Funds Freely
Unlock Financial Flexibility

Turn a Less Than Perfect Home into Your Dream Home with a Renovation loan

The main benefit of these loans is that they give you the ability to buy a home in need of repairs that you might not otherwise have been able to afford to buy. Plus, the down payment requirements are minimal, and often you may be able to receive a favorable interest rate.

Complete our simple renovation Loan Qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs

Why a VA Loan?

Buy the Home You Deserve with VA Financing!

If you’re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan. These often require no down payment and have lower closing costs, which can help keep your savings secure.

Complete our simple VA Loan Qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs

Get A Quote

Get Your Mortgage Quote and Explore the Possibilities

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Steps & Process

Go Beyond With TRUE Peak Mortgage Group

01 Conversation

Open communication between the buyer and lender helps align expectations and secure favorable financing for the property.

The buyer and lender discuss loan options, terms, and financial qualifications to ensure the best fit for the home purchase.

02 Application

The application process involves submitting financial documents, credit history, and income information for lender review and pre-approval.

During the process, the lender evaluates your qualifications to determine the loan amount and terms for your home purchase.

03 Offer

The offer process involves submitting a formal bid for the property, outlining purchase terms and contingencies.

The seller can accept, reject, or counter the offer. Once both parties agree on the terms, the contract is executed.

04 Executed Contract

After negotiations, both parties sign the contract, formalizing the home purchase agreement.

The contract outlines the responsibilities of both buyer and seller, including deadlines and contingencies.

05 Earnest Money

Earnest money is a deposit made to the seller to demonstrate the buyer’s serious intent to purchase the property.

This deposit is typically held in escrow until closing, when it will be applied toward the down payment or closing costs.

06 Inspection

The home inspection ensures the property is in good condition and identifies any needed repairs before closing.

The buyer may negotiate for repairs or credits based on the inspection results before moving forward with the purchase.

07 Appraisal

The appraisal process ensures the home's value aligns with the purchase price, protecting your interest.

A licensed appraiser evaluates the property’s condition, location, and comparable sales to determine its market value.

08 Close

Closing is the final step, where both parties sign the necessary documents, and the property is officially transferred to the buyer.

After closing, the buyer receives the keys and ownership of the home, completing the transaction.

FAQ

Need Help? Read Popular Questions

A Good Lender Will Clearly Explain Mortgage?

A good lender will take the time to clearly explain the mortgage process, including the loan options, interest rates, fees, and terms. They will ensure you understand how your mortgage fits your financial goals and will answer any questions you have, guiding you every step of the way. Transparency and communication are key qualities in a trustworthy lender.

How Do You Qualify For A Loan?

To qualify for a loan, lenders typically evaluate your credit score, income, employment history, debt-to-income ratio, and the amount of down payment you can provide. They will also review your financial stability and ensure that you meet the specific requirements of the loan program. Pre-approval can give you an idea of how much you can borrow and help streamline the home-buying process.

Can You Get A Mortgage Without A Credit Score?

Yes, it is possible to get a mortgage without a traditional credit score, but the process can be more challenging. Lenders may use alternative credit data, such as rent payments, utility bills, and other financial records, to assess your creditworthiness. Additionally, government-backed loans, like FHA or VA loans, may be more flexible with borrowers who lack a credit score.

Why Customer Choose TRUE Peak Mortgage Group?

Customers choose TRUE Peak Mortgage Group for its competitive rates, transparent process, and fast, online application. With no commission fees, personalized loan options, and dedicated customer support, TRUE Peak Mortgage Group simplifies the mortgage experience, making it more accessible and straightforward for homebuyers.

If your down payment has stalled, explore down payment assistance programs, low down payment loan options, or adjust your savings strategy to keep your home-buying journey on track.

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Testimonials

What Our Clients Are Saying

Julie Sears

Paven is one of the most sincere people I've ever worked with. She truly cares about her clients experience and more importantly getting them the best rates. Highly recommend working with her on your next mortgage need.

Hossain Shahriar

Paven has worked with me to close my first duplex property in FL. She is an excellent person and worked very hard with her team til the closing. She kept me posted regularly on the process and closing process. I would highly recommend Paven for anyone planning to purchase a home.

Kristen Alvarez

We started looking for a house to rent and the realtor helping us led us to Paven.said if anyone can make it happen it’s Paven. Paven believed in us when we didn’t believe in ourselves. She is super intelligent in the industry and reassured us along the way. We closed on our first home today and I am forever grateful for her and her services! PAVEN YOURE THE BEST! Much love to you!

Shawn Whitaker

I had the pleasure of working with Paven, and I must say, the experience was nothing short of exceptional. From start to finish, Paven demonstrated a high level of professionalism and expertise. Her attention to detail, proactive communication, and commitment to delivering outstanding results truly set her apart.

Shawn Whitaker

Rafael Alvarez

Paven made our dreams come true! I’m self-employed and I didn’t think I could buy a home. I met Paven through a realtor that was showing us rental properties. She said that Paven would be able to get us funded to buy a home regardless of our self employement status. At first I was hesitant but after some persistence, Paven got through to me and I trusted her to get us through the finish line. I am so happy I did! There were many hurdles along the way but she reassured me that we were going to make it through to the end. We were first time home buyers so there were so many things we didn’t know. She held our hand along the way and taught us so much. She was also very personable and became a friend along the way. I would definitely recommend Paven to anyone that is looking to buy a home. There were times I was very stressed and she always reassured me and took the time to make sure I felt better. Thank you SO much for all of the hard work, our family is very grateful to have crossed paths with you!

Adrianna Amador

Paven helped me so so much in the purchase of a home. She was always available & gave me great advice & made everything smooth & easy!! So thankful for her!!!!!! Look no further she’s the best ❤️ Thx P!